Reasons to Give Before Year-End
Now is the ideal time to give—community needs are rising, and year-end gifts can also provide you with meaningful tax benefits.
Endow Iowa Changes Ahead
As of early November, less than $2 million remains of the $6 million available for the 2025 Endow Iowa tax credit program. Beginning on January 1, 2026, the total annual tax credit allocation will decrease to $3.5 million and the maximum tax credit per taxpayer will be reduced from $100,000 to $50,000. Credits can still be carried forward for up to five years. If you’re considering a gift to an endowed fund, act now to benefit from the current program.
Smart Giving: Donor-Advised Funds and “Bunching”
Upcoming tax law changes make “bunching” a smart giving strategy—combining a few years of charitable contributions into one year to exceed the standard deduction and increase tax savings. Starting in 2026, gifts below 0.5% of adjusted gross income will no longer qualify for a charitable deduction. By bunching donations and contributing to a Donor-Advised Fund at the Community Foundation, you can secure maximum tax benefits now and support your favorite causes over time.
‘Tis the Season for Stock Gifts
Donating stock can be a smart and simple way to maximize tax benefits, avoid capital gains on the appreciated value, and support your favorite causes. Please notify our office when you are making a gift of stock.